Buy Property in Mallorca

Buying in Mallorca — what it really involves

Buying property in Mallorca as a foreigner is straightforward — there are no restrictions on EU or non-EU buyers — but the process is meaningfully different from the UK, US or Scandinavia. The right preparation saves time, tax and surprises later.

I guide international buyers through the entire process — NIE, bank account, financing, viewings, offer, due diligence, notary and post-completion. You always know what's happening, what it costs and what comes next.

Buying Property in Mallorca — FAQ

What is the process for buying property in Mallorca? The usual path is to prepare your brief and financing, view suitable homes, agree an offer, complete independent legal checks, sign the purchase documents and complete before a notary. Your lawyer should confirm each step for your transaction.

Do I need an NIE number? Yes. An NIE is the Spanish identification number used for the purchase and related tax administration. Apply early and ask your lawyer to confirm the documents and timing that apply to you.

What buying costs and taxes should I expect? Taxes and professional fees depend on whether the home is a resale or new build and on your circumstances. Before committing, ask an independent lawyer and tax adviser for a current, itemised estimate.

How long does the process take? Timing depends on financing, documentation and the legal review. Good preparation helps, but allow flexibility and follow the timetable agreed with your independent lawyer.

Do I need a Spanish lawyer? An independent Spanish property lawyer is strongly recommended. They check ownership, charges, planning status, licences and contracts, and represent your interests throughout the purchase.

Can you care for the home after completion? Yes. After the purchase, our property management service can arrange home watch, key holding, cleaning, maintenance and arrival preparation for your Mallorca home.